About Muro
Muro is a rental deposit financing platform that helps employees overcome the financial burden of moving into new rental homes by providing flexible financing solutions for security deposits. This enables employees to preserve their savings while securing quality housing and reduces relocation-related stress.
Why Connect Muro with Empuls?
By integrating Muro with Xoxoday Empuls, organizations can bring together financial wellness and recognition on one unified platform. This partnership ensures employees receive housing financial support while HR teams promote holistic well-being alongside rewards and engagement programs.
Key Benefits
For HR Teams
Centralized platform for recognition and financial wellness programs
Easy access to rental deposit financing for employees
Improved engagement with recognition and rewards automation
Reduced financial stress for relocating or new employees
For Employees
Affordable rental deposit financing solutions
Direct access to housing financial support within Empuls
A workplace that actively supports financial and housing needs
Preserve savings while securing quality rental housing
How Employees Can Use Muro?
Muro offers employees a convenient, affordable, and flexible solution to address rental housing financial challenges. Here are the ways you can benefit from using Muro:
Manage Moving Costs
Finance your rental security deposit without depleting savings
Get flexible repayment terms aligned with your salary cycle
Reduce upfront financial burden when relocating
Preserve Emergency Funds
Keep your savings intact for genuine emergencies
Avoid liquidating investments or breaking fixed deposits
Maintain financial stability during housing transitions
Career Mobility Support
Accept job opportunities without worrying about relocation costs
Move to better housing without financial constraints
Focus on career growth without housing financial stress
Budget Management
Spread deposit costs over manageable monthly payments
Better cash flow management with predictable EMIs
Plan your finances without sudden large expenses
Financial Independence
Secure quality housing without borrowing from family or friends
Build credit history through timely repayments
Access professional financial solutions tailored for renters
Co-Sponsor & Deliver Muro Benefits at Scale
Employers can purchase wellness benefits from Muro and provide services to multiple employees at once, simplifying distribution and ensuring the whole team has access to premium health programs. Follow the steps below:
Step 1: Log in to Empuls
Click on Reports & Admin to land on Admin Dashboard.
Step 2: Go to Program Settings
Navigate to Program >> Manage Benefits >> Financial Benefits >> Explore.
Step 3: Select Muro
From the list of partners, choose Muro.
Step 4: View available packages
Step 5: Fill in the employer details
Enter:
Number of employees to receive the benefit
Work email addresses
Phone number
Step 6: Send an enquiry
Click Enquire.
Our team will get back to you with pricing and package details based on the number of employees you’re enabling the benefit for
Step 7: Confirm the requirement
Our team will connect with you, confirm pricing and requirements, and activate the benefit for all employees.
How Employees Can Redeem Points for Muro Services
Step 1: Log in to Empuls with your credentials.
Step 2: Navigate to Shop → Financial Wellbeing
Step 3: Select Muro from the available options.
Step 4: Pick the Financial Wellbeing service you need.
Step 5: Book your benefit by clicking on Pay.
Co-Sponsor Health Benefits with Ease
Empuls allows organizations to co-sponsor wellness benefits like Muro at reduced costs, making it simple to invest in employee well-being without exceeding budget constraints.
Support
For setup or usage assistance, contact us at [email protected].




